Proposed Federal Credit Union

a financial home for justice-involved people and their families.

We believe in

a world that embraces inclusion, diversity, second chances, acceptance and opportunity for all.

Introducing Diverge

What We Offer

From no-minimum checking and credit building products to financial education and community outreach, we're here to help you create a path to financial well-being.

Learn More

Our Membership Associations

First Step Alliance

Advancing successful reentry and economic empowerment for justice-involved individuals through programs that provide financial education, peer mentorship, entrepreneurship training, and access to affordable banking.

Center for LGBTQ Economic Advancement & Research

Empowering LGBTQ households, organizations, and communities with fair and equal access to financial services to meet under-served LGBTQ financial needs and economic goals.

Industry Sponsors & Supporters

News & Community Insights

FAQ anchor

Planned Credit Union for Formerly Incarcerated Seeking Startup Funding

Discrimination in financial services is a huge problem for millions of formerly incarcerated individuals, and especially impacts people...

American Banker Interview – Banking for Formerly Incarcerated

The media continues to shine a light on banking services for justice-involved individuals. American Banker recently published an article...

NCUA Gives Green Light for New Charter Application for Diverge PFCU

The National Credit Union Administration (NCUA) has extended its approval for a new charter application for Diverge, a Proposed Federal...

Business Insider – What to Know About Second Chance Banking

First Step Alliance has published several articles highlighting systemic issues of discrimination in mainstream financial services for...

A Comprehensive Guide to Banking for Returning Citizens

What you need to know about mainstream banking services and fintechs, and why you should ultimately consider joining a Credit Union....

WSJ – Formerly Incarcerated Individuals Struggle with Access to Banking

Kudos to the Wall Street Journal for bringing much needed attention to the systemic banking issues many current and formerly incarcerated...